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COVID-19 UPDATE - An Important Message to Lakeside Bank Customers: In the interest of safety for the employees and customers of Lakeside Bank, our branch lobbies will be closed, effective June 22, 2020. In order to continue to service customers, our drive-thru windows will be open from 8:30 am - 5:00 pm, M-F. If you need to meet with a banker, please call your local branch to schedule an appointment.

Mortgage Loans

 

The home team advantage

Making yourself at home is extremely easy to do with Lakeside Bank. We strive in providing the best experience when it comes to all your mortgage needs. Learn more about the home-buying process.

All loans are subject to credit approval.

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Fixed-rate loan options

Lock in your interest rate so your payments stay the same for the entire life of the loan. Flexible, straightforward terms make this option simple, and competitive rates make it affordable!

All loans are subject to credit approval.

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Low down-payment loan options

If you are a first-time homebuyer or seeking a low down-payment option, let our experienced mortgage team explore the perfect loan option just for you.

All loans are subject to credit approval.

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Veterans loan options

We proudly offer VA loans to military borrowers, including active-duty personnel, veterans, reservists, National Guard members and their surviving spouses. Up to 100% financing options available.

All loans are subject to credit approval.

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FHA loan options

FHA loan options have been helping people become homeowners since 1934. The Federal Housing Administration allows approved lenders to offer homebuyers a financing alternative with low down-payment requirements, competitive rates and easy credit qualifying. 

All loans are subject to credit approval.

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Rural USDA loan options

Allowing affordable home ownership for low-to-moderate-income families living in rural areas, USDA loans are also known as the USDA Rural Development Guaranteed Housing Loan Program. The program aims to improve the quality of life in rural communities by providing affordable homeownership. 100% financing and competitive, fixed rates are available.

All loans are subject to credit approval.

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Jumbo loan options

If you dream big, we offer fixed- and adjustable-rate loan options that allow higher-than-conventional loan limits. Down payments start at 10% down with no mortgage insurance. Primary residence and second homes are eligible with loan amounts up to $2,000,000.

All loans are subject to credit approval.

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Bridge loan options

These loans offer the financial security for when you are “between homes.” A bridge loan with Lakeside Bank can help keep your vision on course when there’s a gap between selling and buying a home.

All loans are subject to credit approval.

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Manufactured loan options

These options allow for the purchase of either a modular or manufactured home. Lakeside Bank provides access to various loan options to help you get a home loan quickly and affordably.

All loans are subject to credit approval.

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