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Privacy Notice

About Us

Your privacy is important to us

rev. November 2021

An introduction to this privacy policy
Facts What does Lakeside Bank do with your information?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Lakeside Bank chooses to share; and whether you can limit this sharing.

Reasons why we share certain data, what data we share, and if you can limit our sharing
Reasons we can share your personal information Does Lakeside Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
No We Don't Share
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We Don't Share
For nonaffiliates to market to you No We Don't Share
What to do if you have questions
Questions? Call (337) 474-3766 or go to www.mylksb.bank
What we do with your personal information, how we collect it, and why you can’t limit all sharing
What we do
How does Lakeside Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lakeside Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—
    information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions of terms in this privacy policy
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 

Lakeside Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 

Lakeside Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

Lakeside Bank does not jointly market.

Mobile Privacy Policy

rev. February 2022

An introduction to this privacy policy
Facts What does Lakeside Bank DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION?
Why?

The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:

  • Before granting access to this information, you will be prompted to give the application that permission.
  • If you do not wish to grant that permission, you may decline.
  • If you later change your mind, those permissions can be updated in your device's settings.
What?

Some examples of information your app will request access to are:

  • Location
  • Contacts
  • Camera
How?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
Questions?

Please contact Lakeside Bank at 337-474-3766 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.

You can also access the bank’s fully Privacy Policy at https://mylksb.bank/privacy.html

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